DACH Motors

We use necessary cookies to operate the website and may use optional cookies to improve the customer experience and understand vehicle interest. You can accept optional cookies or continue with necessary cookies only. Privacy Policy / Cookie Policy

Professional secure vehicle payment discussion at DACH Motors

Secure vehicle payments

Choose the payment method that gives you the level of control and protection you prefer

DACH Motors provides several payment options for eligible vehicle purchases, including traditional company bank transfer, AutoScout24 Smyle, AutoScout24 SafeTrade and PayProff escrow. Before you pay, we confirm the method available for your specific car or motorhome and explain exactly how the transaction will proceed.

Clear Instructions

You receive the applicable payment instructions before transferring funds.

Protected Options

Eligible transactions may use third-party protected payment or escrow-style services.

Vehicle-Specific Process

Payment, inspection and handover conditions are confirmed for the individual vehicle.

Payment Options

Choose from the payment methods available for your transaction

The available payment method depends on the specific vehicle, ownership structure, transaction type, buyer location and third-party provider eligibility. We confirm the applicable options before you are asked to transfer funds.

Direct payment

Secure Direct Bank Transfer

Traditional bank-to-bank payment against an official company invoice and payment reference.

Type
Company invoice
Third party
No
Advantage
Simple documented settlement
AutoScout24 Smyle logo
Online purchase process

AutoScout24 Smyle

Managed online vehicle purchase through the official AutoScout24 Smyle process for eligible vehicles.

Type
Managed purchase
Third party
Yes
Advantage
Additional buyer benefits where eligible
AutoScout24 SafeTrade logo
Protected handover payment

AutoScout24 SafeTrade

Structured AutoScout24 transaction process connecting payment with vehicle handover and acceptance conditions.

Type
Protected transaction
Third party
Yes
Advantage
Payment and handover connected
PayProff logo
Escrow-style protection

PayProff

Escrow payment where funds remain in the PayProff process until applicable transaction conditions are satisfied.

Type
Escrow
Third party
Yes
Advantage
Release control where configured

Compare the available payment methods

This overview shows the practical differences between direct payment and provider-led processes. Availability is always confirmed for the individual vehicle before payment is required.

Direct Bank Transfer

Payment type
Direct bank payment
Third-party payment environment
No
Direct payment to our company
Yes
Funds held separately before release
No
Buyer release control
No
Inspection before final release
According to sales agreement
Transaction documentation
Yes
Best suited for
Traditional payment

AutoScout24 Smyle

Payment type
Managed purchase
Third-party payment environment
Yes
Direct payment to our company
According to Smyle process
Funds held separately before release
According to Smyle process
Buyer release control
According to applicable process
Inspection before final release
According to applicable Smyle conditions
Transaction documentation
Yes
Best suited for
Full managed purchase

AutoScout24 SafeTrade

Payment type
Protected transaction
Third-party payment environment
Yes
Direct payment to our company
According to SafeTrade process
Funds held separately before release
According to SafeTrade transaction
Buyer release control
According to applicable transaction
Inspection before final release
Where included in transaction
Transaction documentation
Yes
Best suited for
Structured AutoScout24 payment

PayProff

Payment type
Escrow
Third-party payment environment
Yes
Direct payment to our company
No during escrow stage
Funds held separately before release
Yes
Buyer release control
Manual payout where configured
Inspection before final release
Yes, where configured
Transaction documentation
Yes
Best suited for
Maximum escrow-style control

Secure Direct Bank Transfer

Secure Direct Bank Transfer

A clear invoice-based payment to our official company bank account

Traditional company bank-to-bank payment with official invoice documentation and a clear payment reference.

Official company bank account

For customers who prefer a traditional payment method, we offer direct bank transfer to our official company bank account.

The purchase amount is transferred only to the official bank account specified on the invoice or payment instructions issued by our company.

For security reasons, buyers should always verify that the beneficiary name, IBAN, amount, invoice number and vehicle details correspond with the official documentation provided for their transaction.

We do not ask customers to transfer vehicle payments to unrelated personal accounts or to bank details received from unofficial third parties.

Clear invoice and payment reference

Before payment is required, the buyer receives the relevant transaction documentation containing the agreed purchase price and payment instructions.

Each transfer should include the designated invoice, order or vehicle reference, allowing the payment to be matched correctly with the corresponding purchase.

This creates a clear financial record for both the buyer and our company.

Bank-to-bank transaction record

A direct bank transfer creates a documented payment trail through the buyer's bank and our receiving bank.

The buyer retains the bank transfer confirmation, while we verify receipt of the funds in our company account before progressing to the relevant delivery or handover stage.

This provides both parties with clear evidence that the payment has been initiated and received.

Payment confirmation before handover

Once the transfer has been received and confirmed by our bank, the payment status of the order is updated accordingly.

We can then proceed with the next agreed steps, such as preparing the vehicle documentation, registration arrangements, collection appointment or delivery.

This ensures that the transaction follows a structured process and that both parties have clear confirmation before the vehicle is released.

Protection against incorrect payment instructions

To reduce the risk of payment fraud, customers should use only the bank details provided through our official invoice, customer account or confirmed company communication channels.

If a buyer receives different or unexpected bank details, we recommend contacting us through our official contact channels before making any transfer.

We will never ask a customer to ignore previously issued documentation and transfer funds to an unrelated account without providing updated official transaction documents.

Secure documentation

The payment is connected to the corresponding vehicle order, invoice and customer record.

This means that the agreed purchase price, vehicle information, payment reference and transaction status remain documented throughout the sales process.

Customers can therefore clearly identify what the payment relates to and retain the relevant documentation for their records.

Suitable for SEPA and international transfers

Depending on the buyer's country and the currency of the transaction, payment can normally be made using a SEPA bank transfer or international bank transfer, subject to the banking details stated on the invoice.

Any applicable bank charges or currency-conversion costs depend on the buyer's bank and the type of transfer used.

An established alternative to escrow

A direct bank transfer is different from an escrow service such as PayProff or another third-party payment provider.

With a direct transfer, the purchase amount is paid directly into our official company bank account once the buyer has reviewed and accepted the transaction documentation.

For customers who prefer a straightforward and traditional payment process, this provides a simple, traceable and professionally documented way to complete the purchase.

How to pay by direct bank transfer

If you would like to use direct bank transfer, let us know when confirming your vehicle purchase.

After the final purchase price and transaction details have been agreed, we will issue the corresponding invoice or official payment instructions.

Please verify the details carefully and make the transfer using the specified payment reference.

Once the funds have been received and confirmed, we will notify the buyer and coordinate the next stage of the vehicle transaction.

Before making a transfer

  • Correct vehicle and reference
  • Agreed purchase amount
  • Official DACH Motors documents
  • Confirmed next step before payment
Contact DACH Motors

AutoScout24 Smyle

AutoScout24 Smyle

Managed online vehicle purchase through AutoScout24

A managed online vehicle-purchase process through AutoScout24 Smyle for eligible vehicles and buyers.

What is AutoScout24 Smyle?

AutoScout24 Smyle is an online car-buying service designed to make the vehicle purchase process secure, transparent and convenient.

Under the official German Smyle model, the customer purchases the vehicle through AutoScout24 Smyle GmbH.

As a registered and approved dealer, we can offer eligible vehicles through the Smyle platform and coordinate the transaction with AutoScout24 Smyle.

What Smyle can coordinate

Depending on the transaction, Smyle can handle important parts of the purchasing process.

  • Payment processing
  • Vehicle registration
  • Delivery
  • Insurance-related services
  • Transaction administration
  • Warranty coverage

Main benefits and protections for the buyer

The purchase is processed through the official AutoScout24 Smyle platform.

In the official Smyle online-purchasing model, AutoScout24 Smyle GmbH acts as the contractual seller.

Eligible Smyle vehicle purchases include a 21-day return option after delivery, subject to the applicable conditions.

A 12-month used-car warranty covering eligible important mechanical and electrical components is included.

Vehicle registration, delivery, payment processing and other transaction-related administrative services can be coordinated through the Smyle service.

The buyer receives the relevant transaction information and documentation directly through the Smyle process.

How to purchase one of our vehicles using AutoScout24 Smyle

If a customer would like to purchase a vehicle through AutoScout24 Smyle, they should contact us and let us know the vehicle they are interested in, their best price offer and that they would like to complete the purchase through AutoScout24 Smyle.

If we accept the offer and the vehicle is eligible for the Smyle service, we will prepare the corresponding offer through AutoScout24 Smyle.

The buyer will then receive an official invitation by email from AutoScout24 Smyle with the information and instructions required to continue the purchase through their platform.

This allows the transaction to be handled through an established third-party vehicle-purchasing service rather than arranging the entire payment and purchase process directly with the dealer.

  • Vehicle of interest
  • Best price offer
  • Request to complete through AutoScout24 Smyle

How it differs

  • Purchase is completed through the Smyle platform
  • Payment follows the applicable Smyle purchase process
  • Delivery, acceptance and return conditions follow Smyle terms
  • Availability depends on vehicle and programme eligibility
Visit AutoScout24 Smyle

AutoScout24 SafeTrade

AutoScout24 SafeTrade

Secure payment for your vehicle purchase

A structured AutoScout24 payment process that connects payment, documentation, handover and applicable acceptance conditions.

Secure payment for your vehicle purchase

AutoScout24 SafeTrade provides an additional layer of security when purchasing a vehicle.

Instead of arranging a large payment directly between buyer and seller without an independent transaction process, the payment is handled through the official SafeTrade procedure.

Once the buyer and seller have agreed on the vehicle and final purchase price, we can initiate the SafeTrade transaction.

The buyer then receives the official instructions required to complete the payment securely.

Structured and documented payment process

SafeTrade helps protect the buyer by providing a structured and documented payment process connected directly to the vehicle transaction.

This reduces the risks associated with transferring funds directly to an unknown bank account and gives both buyer and seller greater confidence before the vehicle handover takes place.

If a customer would like to purchase one of our vehicles using AutoScout24 SafeTrade, they simply contact us with their best price offer and let us know that they would like to use SafeTrade.

If the offer is accepted and SafeTrade is available for the transaction, we will initiate the process and the buyer will receive the corresponding official instructions.

Secure payment process

Instead of simply transferring the full vehicle purchase price directly to the seller's private bank account, the payment is handled through the SafeTrade transaction process.

Controlled release of funds

The funds deposited by the buyer remain within the SafeTrade payment process until the conditions of the transaction have been fulfilled.

Where an agreed inspection period forms part of the transaction, the buyer can inspect the vehicle before confirming that they wish to keep it.

Only after the buyer confirms acceptance of the vehicle is the payment released to the seller in accordance with the SafeTrade process.

Verified transaction environment

The buyer receives payment instructions as part of the official SafeTrade transaction rather than relying solely on bank details sent privately by the seller.

This provides a clearer and more controlled payment process.

Payment and handover are connected

The payment process is linked to the vehicle transaction and handover, helping both parties follow a structured procedure from payment through inspection and final acceptance.

Where an inspection period has been agreed as part of the transaction, the buyer has the opportunity to inspect the vehicle and confirm that it corresponds to the agreed condition before completing the purchase.

Transaction documentation

Important steps of the transaction and payment process are recorded digitally, providing the buyer with a clearer record of the purchase and its progress.

Protection for both buyer and seller

SafeTrade is designed to give the seller confidence that the buyer has completed the required payment step, while giving the buyer additional protection compared with making an uncontrolled direct payment to the seller.

The buyer does not need to rely exclusively on promises or privately provided bank details.

The transaction follows the agreed SafeTrade process, helping create a clearer separation between depositing the purchase funds and finally releasing them to the seller after the relevant transaction conditions have been satisfied.

Typical process

  1. 1

    Transaction arranged

    The applicable SafeTrade transaction is established for the vehicle.

  2. 2

    Buyer completes payment

    The agreed purchase amount is transferred through the SafeTrade process.

  3. 3

    Vehicle handover

    Where arranged, the customer can complete inspection before the applicable handover confirmation.

  4. 4

    Payment release

    Payment is handled according to the SafeTrade handover and transaction conditions.

Eligibility depends on

  • Vehicle ownership
  • Listing structure
  • Commission-sale structure
  • Buyer and seller eligibility
  • AutoScout24 requirements
Visit AutoScout24 SafeTrade

PayProff escrow protection

PayProff

Escrow protection for your vehicle purchase

Escrow protection where the vehicle purchase price remains in the PayProff payment process until applicable release conditions are satisfied.

How PayProff works

PayProff provides additional payment security by keeping the vehicle purchase price in a secure escrow account instead of transferring it directly to the seller.

Once the buyer has funded the PayProff transaction, the seller receives confirmation that the funds are available.

The vehicle can then be delivered or handed over according to the agreed transaction conditions.

For transactions configured with manual payout, the buyer retains control over the final release of the payment.

The funds remain secured within PayProff until the buyer has received and approved the vehicle. Only after the buyer confirms that the transaction has been completed satisfactorily is the payment released to the seller.

Escrow protection

Instead of transferring the vehicle purchase price directly to us or to the vehicle seller, the buyer transfers the funds to a secure PayProff escrow account.

The funds remain within the PayProff payment process while the transaction is being completed.

This means that the purchase amount is not simply transferred directly to the seller before the agreed conditions of the transaction have been fulfilled.

The buyer controls the release of funds where configured

For transactions configured with manual payout, the buyer retains control over the final release of the payment.

After receiving and inspecting the vehicle, the buyer can confirm that everything is in accordance with the agreed transaction.

Only after the buyer approves the vehicle and authorizes the release are the funds transferred to the seller.

If an issue arises during the transaction, the funds remain within the PayProff process while the matter is addressed according to the applicable transaction conditions.

Inspection before final payment release

For our vehicle transactions, PayProff allows us to structure the payment process so that the buyer can receive and inspect the vehicle before authorizing the final release of the purchase funds.

This provides our customers with additional confidence because the vehicle can be checked against the agreed description, vehicle condition, documentation and agreed transaction terms.

Where an inspection period has been agreed for a specific vehicle, the funds remain protected within the PayProff transaction during that period, subject to the agreed PayProff transaction settings and conditions.

  • Agreed description
  • Vehicle condition
  • Documentation
  • Agreed transaction terms

Confirmation that the purchase funds are available

Once the buyer has funded the PayProff transaction, we receive confirmation that the required purchase amount has been deposited.

This protects both parties. The buyer does not need to transfer the money directly to an unknown seller before receiving the vehicle, while the seller receives confirmation that the buyer has secured the necessary funds before the vehicle is delivered or handed over.

Verified and documented transaction environment

PayProff applies verification procedures to users and businesses using its platform.

By completing the payment through PayProff, the transaction takes place within a structured third-party payment environment rather than relying solely on privately exchanged payment instructions.

Important stages of the PayProff transaction are recorded digitally. Both parties can receive transaction-status information and follow the progress of the payment process.

Support in case of a disagreement

If a disagreement occurs between the buyer and seller, the payment does not necessarily have to be released immediately.

Depending on the applicable PayProff transaction conditions, the funds can remain within the escrow process while the parties address the issue and determine how the transaction should proceed.

PayProff Support may also assist with the process in accordance with its applicable terms and procedures.

Protection for both buyer and seller

By offering PayProff, our objective is to make the vehicle purchase process safer and more transparent for both parties.

The buyer benefits from knowing that the purchase funds are not simply transferred directly to the seller before the agreed transaction conditions have been completed.

At the same time, the seller receives confirmation that the buyer has deposited the required purchase amount before the vehicle is released.

This creates a balanced transaction process in which the vehicle and the payment remain protected until the agreed handover and acceptance conditions have been completed.

How to use PayProff when purchasing from us

If a customer would like to purchase one of our vehicles using PayProff, they should contact us and let us know that PayProff is their preferred payment method.

Once we have agreed on the vehicle, final purchase price and applicable transaction conditions, we will initiate the PayProff transaction.

The customer will then receive the relevant PayProff invitation and instructions so that they can review the transaction details and fund the secure payment process directly through PayProff.

  • Vehicle
  • Final purchase price
  • Applicable transaction conditions

How it can work

  1. 1

    Transaction created

    The agreed vehicle and transaction conditions are entered into the PayProff process.

  2. 2

    Funds secured

    The buyer transfers the agreed amount into the applicable PayProff escrow process.

  3. 3

    Conditions completed

    Where included, the buyer may inspect the vehicle, review its condition and complete handover steps.

  4. 4

    Release agreed

    Funds are released according to the transaction configuration and agreed conditions.

Visit PayProff

Inspection & acceptance

Inspecting the vehicle before completing the transaction

Where an inspection and test drive form part of the individual transaction, the appointment is arranged in advance at the applicable vehicle location.

Inspection and test-drive arrangements depend on the individual vehicle, location and transaction structure. They are not automatically identical for every purchase.

Learn About Inspection & Guarantee
Exterior inspection
Interior inspection
Available documentation
Vehicle functions
Motorhome equipment where applicable
Agreed test drive
Handover review
Acceptance step where applicable

Payment journey

How your payment works

The exact sequence depends on the selected method, provider eligibility and the agreed transaction terms, but every payment process starts with the vehicle and ends with documented handover, inspection or acceptance steps where applicable.

  1. 1

    Choose your vehicle

    The customer selects the vehicle and discusses the final purchase price with us.

  2. 2

    Choose your payment method

    The customer selects the preferred process from the methods available for the specific transaction.

    • Direct Bank Transfer
    • AutoScout24 Smyle
    • AutoScout24 SafeTrade
    • PayProff
  3. 3

    Receive official documentation

    Depending on the selected method, the customer receives only the official documentation or invitation connected with that payment process.

    • Company invoice
    • Order confirmation
    • Smyle invitation
    • SafeTrade instructions
    • PayProff invitation
  4. 4

    Complete the payment step

    The customer follows only the official instructions associated with the selected payment method.

  5. 5

    Vehicle preparation

    After the applicable payment requirements are confirmed, we coordinate vehicle preparation, documentation, registration support, collection or delivery.

  6. 6

    Handover, inspection and acceptance

    The final process depends on the selected method and transaction terms. SafeTrade and PayProff can include inspection and release flows where applicable.

Choosing a method

Which payment method is right for me?

These methods are different transaction structures, not universal rankings. We confirm which options are actually available for the vehicle before payment is required.

Direct Bank Transfer

Recommended for customers who prefer a straightforward traditional transaction and are comfortable paying directly against our official company invoice.

Learn more

AutoScout24 Smyle

Recommended for eligible buyers who want a more comprehensive managed online-purchase process that can include additional services and buyer benefits.

Learn more

AutoScout24 SafeTrade

Recommended for buyers who prefer a structured AutoScout24 transaction process connecting payment with vehicle handover and applicable acceptance conditions.

Learn more

PayProff

Recommended for buyers who prefer an escrow structure where funds are kept within a third-party payment environment before final release according to the configured transaction conditions.

Learn more

Money flow

When does DACH Motors receive the purchase funds?

Direct Bank Transfer

Funds are transferred directly to the bank account specified in the official DACH Motors transaction documentation.

Protected Third-Party Payment

Where an eligible third-party protected payment or escrow-style process is used, depositing the purchase amount into that service does not necessarily mean that DACH Motors has received the funds.

The funds remain within the applicable transaction process until the required release conditions are fulfilled. These conditions may include, depending on the provider and transaction:

  • Confirmed payment
  • Inspection
  • Test drive
  • Handover
  • Acceptance
  • Release authorisation

The exact release, refund, dispute and cancellation conditions are governed by the applicable payment provider and individual transaction agreement.

Fraud prevention

Always verify payment instructions

Payment fraud often relies on unexpected changes, unofficial messages or pressure to act quickly. DACH Motors customers should verify every payment request against official transaction documentation and our published contact channels.

If anything about a payment request appears unusual, do not transfer funds until you have verified the instructions with us.

Only use payment instructions appearing in official transaction documentation.

Verify the beneficiary name, IBAN, purchase amount, vehicle, invoice number and order number.

Do not transfer money based solely on an unexpected email containing changed bank details.

If bank details unexpectedly change, contact DACH Motors through the contact details published on the website before transferring money.

Smyle instructions should come through the official Smyle process.

SafeTrade instructions should come through the official SafeTrade process.

PayProff invitations should lead to the official PayProff environment.

Never share passwords, card PINs, online-banking credentials or authentication codes with DACH Motors.

Before payment

What we confirm before payment

Before the customer transfers funds, DACH Motors confirms the applicable transaction details so the process is clear before money moves.

Vehicle identity

Agreed purchase price

Transaction structure

Payment method

Vehicle location

Collection or delivery process

Available inspection arrangements

Documentation requirements

Which payment method is available for my vehicle?

The right payment method depends on the individual transaction. DACH Motors will confirm the applicable payment options before payment is required.

Ask About My Vehicle
  • Whether the vehicle is directly owned or offered on commission
  • Vehicle country
  • Seller structure
  • Buyer location
  • Provider eligibility
  • Inspection and handover arrangement
  • Selected delivery or collection method

Payment Security FAQ

Which payment methods does DACH Motors accept? +

Depending on the individual vehicle and transaction structure, DACH Motors can support secure direct bank transfer, AutoScout24 Smyle, AutoScout24 SafeTrade and PayProff escrow payment.

Can I choose my preferred payment method? +

You can tell us your preferred method, but availability depends on the specific vehicle, ownership structure, buyer location, provider eligibility and agreed transaction configuration.

Is direct bank transfer secure? +

Direct bank transfer can be a secure and documented method when the buyer uses only the official company invoice or payment instructions and verifies the beneficiary, IBAN, amount, invoice number and vehicle details.

Where can I find your official bank details? +

Official bank details are provided only in the relevant invoice, customer account or confirmed company transaction documentation. They are not published as generic bank details on this informational page.

What should I do if I receive different bank details by email? +

Do not transfer funds until the instructions have been verified through DACH Motors contact details published on the website. Unexpected changes to payment instructions should always be checked before payment.

What is AutoScout24 Smyle? +

AutoScout24 Smyle is an online vehicle-purchase process. For eligible vehicles, the customer can purchase through AutoScout24 Smyle GmbH and receive transaction information through the Smyle process.

Does Smyle provide a return period? +

Eligible Smyle vehicle purchases can include a 21-day return option after delivery, subject to the applicable AutoScout24 Smyle terms and conditions.

Does Smyle include warranty coverage? +

Eligible Smyle purchases can include a 12-month used-car warranty covering eligible important mechanical and electrical components, subject to the applicable Smyle terms.

What is AutoScout24 SafeTrade? +

SafeTrade is an AutoScout24 transaction process designed to connect payment, documentation and vehicle handover through a structured procedure. Availability depends on the transaction.

Does SafeTrade send the money directly to the seller immediately? +

SafeTrade funds remain within the applicable transaction process until the relevant transaction conditions have been fulfilled. Release follows the SafeTrade process and agreed conditions.

Can vehicle inspection be part of a SafeTrade transaction? +

Where an agreed inspection period forms part of the transaction, the buyer can inspect the vehicle before confirming acceptance in accordance with the applicable SafeTrade process.

What is PayProff? +

PayProff is a third-party escrow payment service. The buyer funds the PayProff process instead of transferring the purchase amount directly to the seller at the beginning of the transaction.

What is an escrow payment? +

An escrow-style payment keeps funds within a third-party payment environment while agreed transaction conditions are completed. Release then follows the applicable configuration and terms.

Does PayProff send the money directly to DACH Motors? +

No, during the escrow stage the purchase funds are handled through the PayProff process. Release to the seller follows the transaction configuration and applicable conditions.

When does the seller receive the PayProff funds? +

The seller receives the funds only after the applicable PayProff release conditions are satisfied. For manual payout configurations, buyer approval is part of the final release process.

Can I inspect the vehicle before PayProff funds are released? +

Where inspection has been agreed and the PayProff transaction is configured accordingly, the buyer can inspect the vehicle before authorizing final release of the purchase funds.

What happens if I identify a problem with the vehicle? +

The answer depends on the individual agreement and provider terms. In PayProff or SafeTrade processes, funds may remain in the applicable payment process while the issue is addressed according to the transaction conditions.

How do I know that payment instructions are genuine? +

Use only official transaction documentation, verify the beneficiary, IBAN, amount, invoice or order number and vehicle details, and contact DACH Motors through the website if anything appears unusual.

Can DACH Motors ask me for my online banking password or authentication code? +

No. Never share passwords, card PINs, online-banking credentials or authentication codes with DACH Motors or anyone claiming to be involved in the transaction.

Next step

Ready to discuss a vehicle purchase?

Tell us which car or motorhome you are interested in and we will confirm the available payment options, applicable transaction process and next steps before you proceed.